Find the Right Mortgage
Which Lenders Could Approve You?
Explore How Much You Could Get!
Explore Financing Programs
Explore Lenders in Ontario
Over 100+ Lenders
Program Explorer
Empower Your Mortgage Potential
Sign Up For Free
About Us
Contact Us
Log In
Main
Additional Details
Commercial
Mortgage Information
Purpose of Mortgage
 
Purchase
Refinance
Purchase + Investment
Purchase + Renovations
Switch/Transfer
Home Equity Line of Credit
Bridge
Construction Loan
Reverse Mortgage
Buy Out
Debt Consolidation
Renovations
Mortgage Type
 
Fix - Closed
Variable - Closed
Hybrid
Convertible
Reverse
Fix - Open
Variable - Open
Interest Only
Response Deadline
 
Within 7 Days
Between 7 and 14 days
Between 15 and 21 days
Between 22 and 30 days
Over 30 days
Property Information
Type of Property
 
Residential Home (Detached or Semi)
Residential Condo-Apartment
Residential Up To 4 Units
Residential Over 4 Units
Residential with land (over 5 acres)
Residential – US Property
Residential – European property
Residential – Asian property
Commercial – Retail
Commercial – Office
Commercial - Industrial
Commercial - Mix Use
Construction – New – Residential
Construction – New – Commercial
Construction – New - Mix use
Hotel
Vacant Land
Cottage or vacation property
Farm
TimeShares - Fractional Ownership
Rooming House
Unique Properties
Mobile Homes
House Boat
Applicant Information
Credit Score
 
Poor (300-579)
Fair (580-669)
Good (670-739)
Very good (740-799)
Excellent (800-850)
Applicant Net Worth
 
Less than $100,000
Between $100,000 and $200,000
Between $200,000 and $1,000,000
Over $1,000,000
Type of Income
 
Declared Income
Stated Income (Self Employed)
Confirmed Income (Self Employed)
Income From Non Resident
Income from Property up to 100%
Income from Property up to 75%
Income from Property up to 50%
Additional Financial Information
Bankruptcy
 
Allowed
Not Allowed
Allowed if it is older then 1 year
Allowed if it is older then 2 years
Allowed if it is older then 3 years
Allowed if it is older then 4 years or more
Consumer 's proposal allowed
Minimum Years on Credit Bureau
 
Less then 2 years
More then 2 years
Does Not Matter
Additional Lending Information
Appraisal
 
Appraisal by any Certified Appraiser
By Approved Lender's Appraiser
No Appraisal Required
VTB / Second Mortgage
 
Allowed
Not Allowed
Allowed within alternate LTV lim
Term
 
60 Days
6 Months
1 Year
2 Year
3 Year
4 Year
5 Year
6 Year
7 Year
10 Years
Co-borrower / Guarantor
 
Allowed
Not Allowed
Amortization
 
10 Years
15 Years
20 Years
25 Years
30 Years
40 Years
Flexible
No Amortization - Interest only
Additional Property Information
Occupation Status
 
Full Time
Part Time
Retired
Student
Self Employed
Doctor
Occupancy Requirements
 
Applicant will occupy the property
Second Home for Applicant
Not applicant occupied (Rentals/Investment)
Tenanted
Empty
Other
Improvements Allowed
 
Allowed
Not Allowed
Residency Type
 
Canadian
Permanent Resident
Foreign
International Student
Property
Environment
Environmental Issues
 
Environmental Issues Allowed
Environmental Issues Not Allowed
Zoning
 
Residential
Commercial
Industrial
Rural
Mix Use
Farm / Farm Land
Retail
Office
Miscellaneous
Charge
 
First Charge
Second Charge
Third Charge
Forth Charge
Fifth Charge
Sixth Charge
Mortgage Insurance
 
No Mortgage Insurance Required
CHMC Required
Any Other Mortgage Insurance Required
Downpayment Type
 
Own Resources
Borrowed
Gifted
Currency
 
Canadian
US
Crypto
Sorry, video training will be available soon!
Clear All Fields
Live Updates:
OFF
Suggest Lenders
Total Financing Programs: 428
Total Lenders Available: 342
Which banks will approve me?

Get Claudio Baiocchi to provide you with more details

How to improve your odds

Enter your Requirements and Click Suggest Lenders to Find the Lenders with the best odds of approval.

Compare Programs
Terms and Conditions
This is the home buyer's version of TheMortgageSpace. If you are a mortgage broker or a realtor, please click
here
to get the full version.
Awakening Software, 2024
We've detected that you're trying to access the Mortgage Space on a device with a smaller screen, such as a smartphone. At this time, the Mortgage Space does not support mobile access. If you continue to the site, some features may not work correctly. We apologize for the inconvenience.
Continue